Terms and Conditions
Hiscox Live Terms and Conditions
1.1 These terms and conditions shall govern your use of our website.
1.2 By using our website, you accept these terms and conditions in full; accordingly, if you
disagree with these terms and conditions or any part of these terms and conditions, you
must not use our website.
1.3 If you submit any material to our website, we will ask you to expressly agree to these
terms and conditions.
2.1 This document was created using a template from SEQ Legal (http://www.seqlegal.com).
3. Copyright notice
3.1 Copyright (c) 2016 Hiscox Live.
3.2 Subject to the express provisions of these terms and conditions:
(a) we, together with our licensors, own and control all the copyright and
other intellectual property rights in our website and the material on our
website (except artists videos which will remain property of the original
(b) all the copyright and other intellectual property rights in our website and the
material on our website are reserved.
4. Licence to use website
4.1 You may:
(a) view pages from our website in a web browser;
(b) stream audio and video files from our website;
(c) use our website services by means of a web browser; and
(d) submit your music video though using the online application form.
4.2 You may only use our website for your own personal use, and you must not use our
website for any other purposes.
4.3 Except as expressly permitted by these terms and conditions, you must not edit or
otherwise modify any material on our website.
4.4 Unless you own or control the relevant rights in the material, you must not:
(b) sell, rent or sub-license material from our website; or
(d) exploit material from our website for a commercial purpose;
4.5 We reserve the right to restrict access to areas of our website, or indeed our whole
website, at our discretion; you must not circumvent or bypass, or attempt to circumvent
or bypass, any access restriction measures on our website.
5. Acceptable use
5.1 You must not:
(a) use our website in any way or take any action that causes, or may cause, damage
to the website or impairment of the performance, availability or accessibility of the
(b) use our website in any way that is unlawful, illegal, fraudulent or harmful, or in
connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
(c) use our website to copy, store, host, transmit, send, use, publish or distribute any
material which consists of (or is linked to) any spyware, computer virus, Trojan
horse, worm, keystroke logger, rootkit or other malicious computer software;
(d) conduct any systematic or automated data collection activities (including without
limitation scraping, data mining, data extraction and data harvesting) on or in
relation to our website without our express written consent;
(e) access or otherwise interact with our website using any robot, spider or other
automated means, except for the purpose of search engine indexing;
(f) violate the directives set out in the robots.txt file for our website; or
(g) use data collected from our website for any direct marketing activity (including
without limitation email marketing, SMS marketing, telemarketing and direct
5.2 You must ensure that all the information you supply to us through our website,
or in relation to our website, is true, accurate, current, complete and nonmisleading.
6. Your content: licence
6.1 In these terms and conditions, “your content” means all works and materials (including
without limitation text, graphics, images, audio material, video material, audio-visual
material, scripts, software and files) that you submit to us or our website for storage or
publication on, processing by, or transmission via, our website.
6.2 You grant us a non-exclusive licence to use and publish content on and in relation to this
6.3 You may edit your content to the extent permitted using the editing functionality made
available on our website.
6.4 Without prejudice to our other rights under these terms and conditions, if you breach
any provision of these terms and conditions in any way, or if we reasonably suspect that
you have breached these terms and conditions in any way, we may delete, unpublish or
edit any or all of your content.
7. Your content: rules
7.1 You warrant and represent that your content will comply with these terms and
7.2 Your content must not be illegal or unlawful, must not infringe any person’s legal rights,
and must not be capable of giving rise to legal action against any person (in each case in
any jurisdiction and under any applicable law).
7.3 Your content, and the use of your content by us in accordance with these terms and
conditions, must not:
(a) be libellous or maliciously false;
(b) be obscene or indecent;
(c) infringe any copyright, moral right, database right, trade mark right, design right,
right in passing off, or other intellectual property right;
(d) infringe any right of confidence, right of privacy or right under data protection
(e) constitute negligent advice or contain any negligent statement;
(f) constitute an incitement to commit a crime, instructions for the commission of a
crime or the promotion of criminal activity;
(g) be in contempt of any court, or in breach of any court order;
(h) be in breach of racial or religious hatred or discrimination legislation;
(i) be blasphemous;
(j) be in breach of official secrets legislation;
(k) be in breach of any contractual obligation owed to any person;
(l) depict violence in an explicit, graphic or gratuitous manner;
(m) be pornographic, lewd, suggestive or sexually explicit;
(n) be untrue, false, inaccurate or misleading;
(o) consist of or contain any instructions, advice or other information which may be
acted upon and could, if acted upon, cause illness, injury or death, or any other
loss or damage;
(p) constitute spam;
(q) be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social,
menacing, hateful, discriminatory or inflammatory; or
(r) cause annoyance, inconvenience or needless anxiety to any person.
8. Limited warranties
8.1 We do not warrant or represent:
(a) the completeness or accuracy of the information published on our website;
(b) that the material on the website is up to date; or
(c) that the website or any service on the website will remain available.
8.2 We reserve the right to discontinue or alter any or all of our website services, and to stop
publishing our website, at any time in our sole discretion without notice or explanation;
and save to the extent expressly provided otherwise in these terms and conditions, you
will not be entitled to any compensation or other payment upon the discontinuance or
alteration of any website services, or if we stop publishing the website.
8.3 To the maximum extent permitted by applicable law and subject to Section 12.1, we
exclude all representations and warranties relating to the subject matter of these terms
and conditions, our website and the use of our website.
9. Limitations and exclusions of liability
9.1 Nothing in these terms and conditions will:
(a) limit or exclude any liability for death or personal injury resulting from negligence;
(b) limit or exclude any liability for fraud or fraudulent misrepresentation;
(c) limit any liabilities in any way that is not permitted under applicable law; or
(d) exclude any liabilities that may not be excluded under applicable law.
9.2 The limitations and exclusions of liability set out in this Section 12 and elsewhere in
these terms and conditions:
(a) are subject to Section 9.1; and
(b) govern all liabilities arising under these terms and conditions or relating to the
subject matter of these terms and conditions, including liabilities arising in
contract, in tort (including negligence) and for breach of statutory duty, except to
the extent expressly provided otherwise in these terms and conditions.
9.3 To the extent that our website and the information and services on our website are
provided free of charge, we will not be liable for any loss or damage of any nature.
9.4 We will not be liable to you in respect of any losses arising out of any event or events
beyond our reasonable control.
9.5 We will not be liable to you in respect of any business losses, including (without
limitation) loss of or damage to profits, income, revenue, use, production, anticipated
savings, business, contracts, commercial opportunities or goodwill.
9.6 We will not be liable to you in respect of any loss or corruption of any data, database or
9.7 We will not be liable to you in respect of any special, indirect or consequential loss or
9.8 You accept that we have an interest in limiting the personal liability of our officers and
employees and, having regard to that interest, you acknowledge that we are a limited
liability entity; you agree that you will not bring any claim personally against our officers
or employees in respect of any losses you suffer in connection with the website or these
terms and conditions (this will not, of course, limit or exclude the liability of the limited
liability entity itself for the acts and omissions of our officers and employees).
10. Breaches of these terms and conditions
10.1 Without prejudice to our other rights under these terms and conditions, if you breach
these terms and conditions in any way, or if we reasonably suspect that you have
breached these terms and conditions in any way, we may:
(a) send you one or more formal warnings;
(b) temporarily suspend your access to our website;
(c) permanently prohibit you from accessing our website;
(d) block computers using your IP address from accessing our website;
(e) contact any or all of your internet service providers and request that they block
your access to our website;
(f) commence legal action against you, whether for breach of contract or otherwise;
10.2 Where we suspend or prohibit or block your access to our website or a part of our
website, you must not take any action to circumvent such suspension or prohibition or
blocking (including without limitation creating and/or using a different account.
11.1 We may revise these terms and conditions from time to time.
11.2 We will give you written notice of any revision of these terms and conditions, and the
revised terms and conditions will apply to the use of our website from the date that we
give you such notice; if you do not agree to the revised terms and conditions, you must
stop using our website.
11.3 If you have given your express agreement to these terms and conditions, we will ask for
your express agreement to any revision of these terms and conditions; and if you do not
give your express agreement to the revised terms and conditions within such period as
we may specify, we will disable or delete your account on the website, and you must stop
using the website.
12. Entire agreement
12.1 Subject to Section 9.1, these terms and conditions, shall constitute the entire agreement
between you and us in relation to your use of our website and shall supersede all
previous agreements between you and us in relation to your use of our website.
13. Law and jurisdiction
13.1 These terms and conditions shall be governed by and construed in accordance with
13.2 Any disputes relating to these terms and conditions shall be subject to the exclusive
jurisdiction of the courts of England.
15. Our details
15.1 This website is owned and operated by Brynn Hiscox.
15.2 We are registered in England under registration number 03115777 and our registered
office is at Hiscox Cases, Cannock.
15.3 Our principal place of business is at Hiscox Cases, Cannock,.
15.4 You can contact us:
(a) using our website contact form; or
(b) our email address: firstname.lastname@example.org
PLEASE DO NOT CONTACT HISCOX CASES